Table of Contents
Introduction
Retirement in America is uneven, making early action essential.
I’ve never been a people person, and I lack traditional leadership skills. But what I do have is a relentless drive to solve problems—especially one I believe is urgent: the retirement problem. About 60% of U.S. adults have money in a retirement savings plan, and participation varies widely by income and education.1 The average man retires around age 64.6 in 2024,2 yet my aim is to exit far earlier. Why not retire today?
The Problem with Traditional Retirement
Delayed retirement leaves many unprepared.
The conventional path tells us to work for decades, burn out, and then “retire.” But by then, the best years are gone. Inadequate savings, longer life expectancies, and low plan ownership make the old model risky. Plan ownership jumps from 39% among adults aged 18–29 to 70% for those aged 50–64, and only half of owners expect to live comfortably in retirement.3 Retiring late isn’t just unappealing—it may be impossible.
My Turning Point
A career shift sparked a new path.
When I left Amazon in 2023, I made a commitment to use the money I had saved to figure out how to achieve financial independence. I didn’t want a new job. I wanted a new life. Trading stocks and options became my focus. It wasn’t easy.
The Reality of the Journey
Failure preceded a workable strategy.
- Invested $250,000 of savings
- Spent two years learning and experimenting
- Built an income-generating portfolio
The process was painful, but it worked. I learned what it takes by studying and experimenting daily.
A Mission to Share Wealth
Sharing lessons helps others retire early.
After finding success, I decided to share my strategy with friends so they could also retire early. That mission has since grown. I now want to help anyone—everyone—become financially independent. I want you to get filthy rich. No, I can’t do it today. But I’ve started the journey, and you can too.
Open-Source Strategy
The portfolio is transparent and open for collaboration.
My strategy focuses on income-producing assets and reinvests dividends through Dividend Reinvestment Plans (DRIPs).4 Reinvesting accelerates compounding, but the approach carries significant risk and offers no guarantees. The full method is available free so others can refine it. Let’s improve it together and grow our assets as a collective.
Long-Term Vision
Wealth goals support ambitious philanthropy.
My lifetime goal is to donate $100 million before I die. I also intend to form a real estate syndication group worth at least $200 million. In the short term, I aim to donate $5,000 per month. I’m currently donating about $500 per month. Typical U.S. households give roughly $2,600 a year,5 so these targets are aggressive. Learn more about effective giving through groups like GiveWell or Effective Altruism.
Wealth Philosophy
Accumulated wealth is meant for reinvestment into society.
Any wealth I build will be returned to society. My children will not inherit it. They must learn, as I did, that hunger teaches contribution. Wealth is not the goal—it is a tool to help others and live meaningfully.
Current Status
The plan is in progress with modest cash flow.
I’m still in the asset-building phase. My portfolio gives me a few years of runway. I maintain an expensive lifestyle and am currently slightly negative in cash flow—but the trajectory is upward. The plan is working.
You Can Do It Too
Start small and reclaim your time.
I want you to be filthy rich—not to impress anyone, but so you can reclaim your time. Spend it with loved ones. Pursue your passion. Stop enriching your boss or padding the profits of banks. You need to become rich. And I want to help. Not everyone can invest $250,000, and that is okay. Begin with what you have and build disciplined habits. See the general disclaimer for the limits of this advice.
Next Steps and FAQ
Here are ways to engage and questions I often hear.
- How do I start? Read Building Wealth with Purpose and the Quickstart.
- Where is the portfolio data? Browse the GitHub repo and join the newsletter for updates.
- Can I contribute or ask questions? Open an issue, start a discussion on the forum, or send feedback via email.
- Is this investment advice? No. This site is educational and not personalized financial guidance.